Archives for category: hair

My latest financial splurge has probably been the most sensible expense I’ve ever had. Night school.

At the end of September I embarked on (part time) student life, spending Tuesday and Wednesday evening in Illustration class & Figure Drawing class (after parting with £420 of tuition fees and £80 for art supplies- ouch!).

However, I truly believe that this is the best £500 I ever spent. The courses are 11 weeks long and cost £200 and £220 respectively. Each class is 2 and a half hours long so I really feel I’m getting my moneys worth

I have had something really fun to focus on, and have generated lots of work for my portfolio (more on than another time!).

I’m fortunate that my employers encourage learning and offer subsidies to those who wish to study, even if it’s not directly related to work, so I can claim 50% back on completion of the course (to the value of £250 per year).

Another great discovery for me was the ILA (Individual Learning Account), available to low earners residing in Scotland (terms are at http://www.ilascotland.org.uk/What+is+ILA+Scotland/Eligibility.htm ).

The purpose of an ILA is to provide up to £200 per year for a variety of courses, or £500 for a course towards a higher education or professional qualification. ILAs are available for people with an income of £22,000 a year or less, or those who are receiving benefits. Sadly it is no longer available to those living in other areas of the UK – sorry guys!

Fortunately or unfortunately, my annual pay falls into this lower category (hence, the need to budget) so it looks like I qualify for this kind of grant, which is fantastic news as I am already planning to book the next term!

Is there something you’ve been thinking of studying? Whether you fancy brushing up on your IT skills, or maybe baking cakes is more your bag, it might be worth looking into what funding opportunities are available to you. Maybe your employer would help fund a course? Particularly if it is beneficial to the company you work for.

Learning can really lift your spirits, and in these time of recession, I think we could all do with a little pick me up! For me, these courses fit into my grand plan, and sometimes you’ve got to spend money to make money, right?

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Yesterday evening we visited my in-laws, where we ate home-made apple & cream sponge (thank you very much to my sister-in-law, Karen). My husband’s parents had returned from their holidays, during which they visited the Imperial War Museum. They brought us back these amusing postcards; needless to say, I am finding them very useful as motivational phrases for my quest to curb my spending.

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So, budgeting is no new concept. In fact, during the World Wars, women had a tough time with very little money for cosmetics and limited access to fashion clothing. I’m not suggesting that we all cover our legs in gravy rather than spending money on tights, but there must be some tips we can glean from reading about these wonderful wartime beauties.

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To combat the rather masculine style of
“Utility Clothing’’, introduced by the government as functional and cost effective options, women sought other ways to feel pretty. Hair and make-up became a way of expressing one’s femininity with more elaborate styles coming into fashion. Hats were thought to be too great an expense. However bows and ribbons, made from fabric remnants, were worn instead.

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I’m not usually one for elaborate hairstyles. However, I was due to attend a wedding on Saturday evening and, due to the exhaust fiasco (which, by the way, cost us £136!), I didn’t have time to wash my hair. I got home, dug out the hairspray and started backcombing franticly. I’m no stranger to a bit of backcombing as my hair tends to need a little encouragement on the day between hair washes, but this was a whole other level. I shaped my tresses into an almost bee-hive style at the front, and then started to pin curl some of the lengths. I didn’t really expect the curls to stay put, but I was surprised at how simple they were to create, and how easy they were to secure.

I arrived at the wedding feeling glamourous, despite my thrown-together outfit and my mad dash in the rain. I got lots of great compliments on my hair too, which is always a good boost to the confidence.

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