Archives for posts with tag: budget

So we didn’t catch any fish on Saturday night. We did, however, see a gorgeous sunset over the Firth of Forth and observed some colourful characters, who you wouldn’t usually associate with a quiet night of fishing…

I’m sorry I deserted you yesterday. It was, in fact, a perfect day, filled with sunshine, sea, family, friends and music. We took a boat trip out to an island in between Edinburgh and Fife called Inchcolm. I hadn’t been out there since my childhood and had forgotten how beautiful it was. We were lucky to see some seals (probably the reason we didn’t catch any fish!) and some birds, mostly gulls.

Later, we had a barbecue and then headed to the Speigal Tent in Edinburgh to soak up the atmosphere at the Edinburgh Jazz Festival (for the price of a half pint of cider, which I nursed for a good half hour!).

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Back to work today. This evening we watched The Lovely Bones on TV. I read the book a few years ago and was extremely dubious about the film. I really struggled to understand how this magical yet tragic book could possibly be made into a movie. I feared that it would seem gimmicky and the sentiment would be lost somehow. For this reason, I didn’t ever make the effort to watch it at the cinema, nor the DVD. Until now.

I was truly touched by the adaptation. It broke my heart all over again. It managed to capture all the frustration, anger and confusion that Susie’s family experienced, alongside her own grief and fear. The scenes that I feared would be gimmicky actually achieved the feeling of the surreal that I thought would be lacking. In fact, I think it was better, in some ways, than the book.

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I realise that this post is not exactly ‘money saving’. What I mean to illustrate, is that you don’t have to go to the movies and pay the entry fee. There are plenty of movies for free, or even for just a fraction of the cost on DVD. And you can watch them as many times as you like.

I have spent £1 today. Mainly down to working a 12 hour shift, taking food to work and only taking 2 out of the 3 breaks that were due to me (2 coffees @ 50p each = £1!).

During my coffee break I chatted to an intern during about supermarket shopping and how easy it is to spend more than you planned. She told me she usually shops in the convenience stores ie. the ones that hike the prices up just because they’re in a busy area. She does this because she doesn’t have a car. Isn’t that ridiculous?! She has to get 2 buses to the nearest supermarket so instead she just accepts that she has to pay more for her groceries than everyone else- crazy talk.

Before we had a car, my husband and I would catch the bus to the supermarket and rush around trying to get everything we needed before the bus home. Most of the time we’d end up missing it as we’d get distracted by products on offer or freshly baked cookies… Or anything really. Supermarkets are clever. They make you spend money that you don’t want to spend. They make you buy products that you really know you shouldn’t (hands up who’s bought Ben & Jerrys ice-cream because it was on offer or it was conveniently placed? Heck, I have 3 packs of Sugar Puffs at home just because they were in offer, buy 1 get 2 free?!? Go figure.).

Have you thought about buying your weekly shop online? The idea seems quite indulgent. Choosing all your shopping online and then someone else selects it for you, packs it and delivers it to your door. Yes, there is a delivery charge, usually about £3. Chances are, if you get a bus to the supermarket and back you’ll already have spend close to that anyway. The intern I was speaking to told me it was £5.60 for her & her boyfriend to take a trip to Asda. Not so indulgent now, huh?

There’s another reason why online supermarket shopping could save you money though, even with the delivery charge. If you shop in the supermarket, you might go with a list and a budget in mind. Inevitably, you’ll leave with extra stuff and having spent more than intended (you might even forget to pick up stuff you wanted but going home with things you didn’t need – how annoying!). If you get to the check-out and the nice lady say £38.70 but you only planned to spend £30, you don’t put things back. That would be awkward, especially with the people in the queue sighing, huffing and giving you the evil eye. Instead you just accept that you have overspent. We’ve all been there.

Online you can pick up what you want, but also put back as much as you like! It’s never embarrassing because you can faff about as much as you like at the check out. Nobody’s watching! Everything is easy to find and its not a problem if you change your mind. You can be as frugal as you want and nobody’s looking over your shoulder as you count those pennies back into your purse. Try it, you might just surprise yourself as to how sensible you can be!

I’m so proud of myself today. I spent exactly £1.36 today. That. Is. All.

I did a little shopping yesterday to pick up breakfast food to take to work this week so breakfast consisted of:
2 broken up ryvita biscuits with Greek yogurt, muesli (on offer for £1, usually £2.46) blueberries (£2, large punnet) and cherries (£1 on offer). Yum yum, very filling and healthy too!
I had a coffee from the machine at work for 50p (no Starbucks or Costa!).

My husband made a big batch of soup on Saturday and divided it up into little portions and popped them in the freezer (clever hubby!). So I grabbed one of them for lunch, it had thawed nicely by this point and I zapped it in the microwave for 2 minutes. I bought a slice of bread and a portion of Philadelphia Light for 36p from the canteen and another 50p coffee from the machine. (we have free water at work from the coolers so I had a few glasses throughout the day)

I’m so pleased about not spending anything! It’s such a great feeling!

Evening all! I’m a little bit off topic today with only a snippet about my budgeting efforts at the end of this post. I’ve mentioned the new Potter movie a couple of times in previous posts so I’m going to let you know my thoughts. I went to see the movie on Saturday night with a group of friends who are all HP enthusiasts. I thoroughly enjoyed the finale of Harry, Ron & Hermione’s adventures. In fact I’d say it’s the best one yet.

My only issue was the scene in which Harry ‘dies’. Even in the book this scene annoyed me a little, but right up there on the screen it was most cringeworthy. I realise it was necessary to have a scene between Harry & Dumbledore but that level of brightness was extremely harsh on the eyes and was a bit too much like heaven’s gates – just too cliché.

If it was me in JK’s position, I would’ve set the scene in a more mellow location, perhaps a table at the Three Broomsticks or Madam Puddifoot’s or even Dumbledore’s office at Hogwart’s. It could have still been shot in a hazy, pseudo-reality way, but it would’ve been easier on the eyes and maybe a bit less cringy!

I loved Maggie Smith as Professor McGonagall in this movie. Mrs Weazley (Julie Walters) is great too, especially when she calls Bellatrix (Helena Bonham Carter) a bitch when she goes for Ginny: ‘not my daughter, you bitch!’

In other news, my intentions to save money have been fairly unsuccessful today; I took a zip-bagged home made soup (with father-in-law’s allotment grown onions and courgettes) but stupidly forgot I had it and left it in the fridge at work. I have a day off tomorrow so plan on sleeping late and I might make some bananas that are about to go off into banana bread. I’ve also promised my husband I’ll do a large roast chicken for dinner & sandwiches for work on Wednesday. Very domesticated for me – wish me luck!

My Sunday mornings are usually a bit slower to start than other days, even when I’m working. I work alternate weekends and my typical working Sunday starts with a visit to Starbucks. I know, I know, they’re ridiculously priced but I love a good Caramel Macchiato (grande, skimmed with an extra shot!).
Now, this morning, I was particularly sleep deprived, having been at a late night screening of Harry Potter and the Deathly Hallows Part 2 (most excellent – I might post a bit about that later), so a pint of strong sweet coffee would have been most welcome! However, in interests of saving money, I woke up early to have a coffee at home (and a tasty bowl of Tesco branded cheerios).
Admittedly it was missing the syrupy goodness of Starbucks coffees, but it saved me at least £5, as I probably would have treated myself to a muffin or a breakfast panini.
At lunch time I went for the cheaper option of a pizza slice with coleslaw and cucumber on the side, a bargain at only £1.50. I managed to resist a trip to Waitrose on the way home from work (another Sunday tradition!) as my husband told me his dad had given us some lettuce and tomatoes from his allotment for dinner (a good hearty salad with leftover Moroccan curry with turkey & apricot from last night – pictured)
So it’s been a very reasonably priced day!

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Last weekend I visited my cousin Jane and her husband Andy at their lovely home in South Devon. It’s a fantastic house, but it’s the garden that I envied the most! Almost an acre of land allows them to produce all kinds of fruit and vegetables, whilst a small orchard to the rear of the garden promises to tend to all their cider needs in the future!
Sadly my own garden is far less substantial and shared with about 15 other properties so my vegetable patch will have to wait. I have, however, arrived home with a chilli pepper plant. My husband LOVES chillies and spicy food; he adds chillies to his pizzas and hot sauce to scrambled eggs, and well, anything actually. So I’m planning on having a sustainable chilli source! I presume it may take a year or so before the crop will exceed a small jar of chillies, but I’m starting small. This plant only cost me £1.75 at the Eden Project in Cornwall so if it gives me ANY chillies, I’ll be happy.
Also, if you’ve visited my blog today, a very big HELLO to you! This is my first post, hope it’s been of interest. Visit again soon!