Archives for posts with tag: saving money

I have spent £1 today. Mainly down to working a 12 hour shift, taking food to work and only taking 2 out of the 3 breaks that were due to me (2 coffees @ 50p each = £1!).

During my coffee break I chatted to an intern during about supermarket shopping and how easy it is to spend more than you planned. She told me she usually shops in the convenience stores ie. the ones that hike the prices up just because they’re in a busy area. She does this because she doesn’t have a car. Isn’t that ridiculous?! She has to get 2 buses to the nearest supermarket so instead she just accepts that she has to pay more for her groceries than everyone else- crazy talk.

Before we had a car, my husband and I would catch the bus to the supermarket and rush around trying to get everything we needed before the bus home. Most of the time we’d end up missing it as we’d get distracted by products on offer or freshly baked cookies… Or anything really. Supermarkets are clever. They make you spend money that you don’t want to spend. They make you buy products that you really know you shouldn’t (hands up who’s bought Ben & Jerrys ice-cream because it was on offer or it was conveniently placed? Heck, I have 3 packs of Sugar Puffs at home just because they were in offer, buy 1 get 2 free?!? Go figure.).

Have you thought about buying your weekly shop online? The idea seems quite indulgent. Choosing all your shopping online and then someone else selects it for you, packs it and delivers it to your door. Yes, there is a delivery charge, usually about £3. Chances are, if you get a bus to the supermarket and back you’ll already have spend close to that anyway. The intern I was speaking to told me it was £5.60 for her & her boyfriend to take a trip to Asda. Not so indulgent now, huh?

There’s another reason why online supermarket shopping could save you money though, even with the delivery charge. If you shop in the supermarket, you might go with a list and a budget in mind. Inevitably, you’ll leave with extra stuff and having spent more than intended (you might even forget to pick up stuff you wanted but going home with things you didn’t need – how annoying!). If you get to the check-out and the nice lady say £38.70 but you only planned to spend £30, you don’t put things back. That would be awkward, especially with the people in the queue sighing, huffing and giving you the evil eye. Instead you just accept that you have overspent. We’ve all been there.

Online you can pick up what you want, but also put back as much as you like! It’s never embarrassing because you can faff about as much as you like at the check out. Nobody’s watching! Everything is easy to find and its not a problem if you change your mind. You can be as frugal as you want and nobody’s looking over your shoulder as you count those pennies back into your purse. Try it, you might just surprise yourself as to how sensible you can be!

I’m so proud of myself today. I spent exactly £1.36 today. That. Is. All.

I did a little shopping yesterday to pick up breakfast food to take to work this week so breakfast consisted of:
2 broken up ryvita biscuits with Greek yogurt, muesli (on offer for £1, usually £2.46) blueberries (£2, large punnet) and cherries (£1 on offer). Yum yum, very filling and healthy too!
I had a coffee from the machine at work for 50p (no Starbucks or Costa!).

My husband made a big batch of soup on Saturday and divided it up into little portions and popped them in the freezer (clever hubby!). So I grabbed one of them for lunch, it had thawed nicely by this point and I zapped it in the microwave for 2 minutes. I bought a slice of bread and a portion of Philadelphia Light for 36p from the canteen and another 50p coffee from the machine. (we have free water at work from the coolers so I had a few glasses throughout the day)

I’m so pleased about not spending anything! It’s such a great feeling!

My Sunday mornings are usually a bit slower to start than other days, even when I’m working. I work alternate weekends and my typical working Sunday starts with a visit to Starbucks. I know, I know, they’re ridiculously priced but I love a good Caramel Macchiato (grande, skimmed with an extra shot!).
Now, this morning, I was particularly sleep deprived, having been at a late night screening of Harry Potter and the Deathly Hallows Part 2 (most excellent – I might post a bit about that later), so a pint of strong sweet coffee would have been most welcome! However, in interests of saving money, I woke up early to have a coffee at home (and a tasty bowl of Tesco branded cheerios).
Admittedly it was missing the syrupy goodness of Starbucks coffees, but it saved me at least £5, as I probably would have treated myself to a muffin or a breakfast panini.
At lunch time I went for the cheaper option of a pizza slice with coleslaw and cucumber on the side, a bargain at only £1.50. I managed to resist a trip to Waitrose on the way home from work (another Sunday tradition!) as my husband told me his dad had given us some lettuce and tomatoes from his allotment for dinner (a good hearty salad with leftover Moroccan curry with turkey & apricot from last night – pictured)
So it’s been a very reasonably priced day!

20110717-101154.jpg

Evening folks! I have just arrived home from my first day back at work following a fortnight of annual leave – yuk! Is it a coincidence that my watch stopped at exactly 9:00am, the very moment work started an holidays finished? Hmmm…

To cheer me up I have painted my toe nails a lovely shade of hot pink called Shoreditch by Nails Inc. Now Nails Inc is not a brand that I would usually indulge in. However, this bottle was FREE with Glamour Magazine in 2009. I had assumed it would’ve dried up in the last two years but it’s still looking great and applies smoothly and easily (I guess that’s why it’s got the higher price tag!) The Glamour mag was only £2 and I’m sure I probably read it cover to cover. So this is a free little pick-me-up to put the smile back on my face after a hard days graft!

Sadly the rest of my evening is going to be a little more expensive as I’m off to the cinema to see the final installment of the Harry Potter movies. Very excited!

20110716-092032.jpg

20110715-073604.jpg

Last weekend I visited my cousin Jane and her husband Andy at their lovely home in South Devon. It’s a fantastic house, but it’s the garden that I envied the most! Almost an acre of land allows them to produce all kinds of fruit and vegetables, whilst a small orchard to the rear of the garden promises to tend to all their cider needs in the future!
Sadly my own garden is far less substantial and shared with about 15 other properties so my vegetable patch will have to wait. I have, however, arrived home with a chilli pepper plant. My husband LOVES chillies and spicy food; he adds chillies to his pizzas and hot sauce to scrambled eggs, and well, anything actually. So I’m planning on having a sustainable chilli source! I presume it may take a year or so before the crop will exceed a small jar of chillies, but I’m starting small. This plant only cost me £1.75 at the Eden Project in Cornwall so if it gives me ANY chillies, I’ll be happy.
Also, if you’ve visited my blog today, a very big HELLO to you! This is my first post, hope it’s been of interest. Visit again soon!