Archives for posts with tag: work

Rainbow over the old town

Nearly sunset, though the rain

The Balmoral Hotel as evening falls

Views like this are priceless. I was lucky enough to snap these pictures of beautiful Edinburgh on my way home from work. I really do love this city!

Morning! So I’ve got that Friday feeling, which only happens to me once a month as I work alternate weekends (and on my other weekend off I’m off the Friday as well – yay!). I’m pretty excited today as I’m going to a friends house after work for dinner and movies and gossip! There will be five of my oldest friends, we’ve known each other since before high school so there’s always plenty to catch up on.

My husbands always moaning that he doesn’t have enough money to meet up and hang out with friends. He seems to think that he MUST meet his friends in the pub and that he MUST order several beers. I disagree. Some of my favourite days/nights socialising in the last year have been at home or at friends houses.

My friends and I have revived ‘the sleepover’, and could happily spend the night chattering away, watching movies, and, of course, eating junk food! I should state now that we are all in our late 20s (very late, 30 is looming!), so we probably should have grown out of sleepovers by now, but we would all argue that it’s one of the cheapest and most relaxed way of socialising around.

We’ve done pot luck dinners (everybody makes a course so there’s plenty for everyone and nobody has to shell out on the cost), ladies that lunch (we all got our glad rags on and made lunch and afternoon tea – it was awesome!), barbecues, even breakfasts! It’s all been at someone’s house, on the cheap!

Don’t get me wrong, I love a night out too! But there’s nothing worse than going on a night out when your skint, worrying about spending money you know you shouldn’t be spending, especially when others are egging you on – ‘Go on, have another drink!’. Frugal times are best spent with frugal friends at home!

In other news, I have started reading the Harry Potter books again from the start (the end of the movies has left a huge gap in my life, until the box set is out of course!). Also, and this is the best thing, I think I might get paid today. Here’s hoping! Will check my balance on the way to work. It’s been a tough month money-wise, so this pay-check is most welcome!

I have spent £1 today. Mainly down to working a 12 hour shift, taking food to work and only taking 2 out of the 3 breaks that were due to me (2 coffees @ 50p each = £1!).

During my coffee break I chatted to an intern during about supermarket shopping and how easy it is to spend more than you planned. She told me she usually shops in the convenience stores ie. the ones that hike the prices up just because they’re in a busy area. She does this because she doesn’t have a car. Isn’t that ridiculous?! She has to get 2 buses to the nearest supermarket so instead she just accepts that she has to pay more for her groceries than everyone else- crazy talk.

Before we had a car, my husband and I would catch the bus to the supermarket and rush around trying to get everything we needed before the bus home. Most of the time we’d end up missing it as we’d get distracted by products on offer or freshly baked cookies… Or anything really. Supermarkets are clever. They make you spend money that you don’t want to spend. They make you buy products that you really know you shouldn’t (hands up who’s bought Ben & Jerrys ice-cream because it was on offer or it was conveniently placed? Heck, I have 3 packs of Sugar Puffs at home just because they were in offer, buy 1 get 2 free?!? Go figure.).

Have you thought about buying your weekly shop online? The idea seems quite indulgent. Choosing all your shopping online and then someone else selects it for you, packs it and delivers it to your door. Yes, there is a delivery charge, usually about £3. Chances are, if you get a bus to the supermarket and back you’ll already have spend close to that anyway. The intern I was speaking to told me it was £5.60 for her & her boyfriend to take a trip to Asda. Not so indulgent now, huh?

There’s another reason why online supermarket shopping could save you money though, even with the delivery charge. If you shop in the supermarket, you might go with a list and a budget in mind. Inevitably, you’ll leave with extra stuff and having spent more than intended (you might even forget to pick up stuff you wanted but going home with things you didn’t need – how annoying!). If you get to the check-out and the nice lady say £38.70 but you only planned to spend £30, you don’t put things back. That would be awkward, especially with the people in the queue sighing, huffing and giving you the evil eye. Instead you just accept that you have overspent. We’ve all been there.

Online you can pick up what you want, but also put back as much as you like! It’s never embarrassing because you can faff about as much as you like at the check out. Nobody’s watching! Everything is easy to find and its not a problem if you change your mind. You can be as frugal as you want and nobody’s looking over your shoulder as you count those pennies back into your purse. Try it, you might just surprise yourself as to how sensible you can be!